THE CURRENT STATUS OF LIFE INSURANCE ON THE RUSSIAN FINANCIAL MARKET
Abstract
The paper considers the current state of the life insurance market, identifies its main problems and their solutions. The development of the life insurance market is analyzed, the economic substance of insurance disclosed as well as the features of the functioning of finance in the insurance industry. The state of the Russian insurance market was compared with some foreign ones. The paper reveals such important factors as insurance premiums and insurance payments, the change of which was reviewed in the time interval of four years. The analysis of this typeof insurance was based on the study of theoretical and statistical basis of the insurance market in Russia. As a result, a number of “obstacles” to the development of this type of insurance were identified and the main barrier was stated: the state conditions for insurance in Russia.
Keywords
Supporting agencies: Olga N. Koslova
About the Authors
E. Yu. Litvinova
Kemerovo State University
Russian Federation
Russian Federation
Ellina Yu. Litvinova – student
Т. A. Аlаbinа
Kemerovo State University
Russian Federation
Tatiana A. Аlаbinа – Candidate of Economics, Assistant Professor at the Department of Finance and Credit
Russian Federation
Tatiana A. Аlаbinа – Candidate of Economics, Assistant Professor at the Department of Finance and Credit
Ya. S. Rodionova
Kemerovo State University
Russian Federation
Jana S. Rodionova – Assistant Lecturer at the Department of Finance and Credit, KemSU
Russian Federation
Jana S. Rodionova – Assistant Lecturer at the Department of Finance and Credit, KemSU
References
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Review
For citations:
Litvinova E.Yu., Аlаbinа Т.A., Rodionova Ya.S. THE CURRENT STATUS OF LIFE INSURANCE ON THE RUSSIAN FINANCIAL MARKET. SibScript. 2014;(4-2):243-248. (In Russ.)
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